The branding differs, but Microsoft says the cards work the same way once redeemed to a Microsoft account.
Both add balance for eligible Microsoft Store purchases. Choose by the exact market, currency and product terms — not by assuming that Xbox branding creates a separate wallet.
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Same balance mechanism, product-specific restrictions
Microsoft’s US product FAQ says Xbox and Microsoft gift cards work the same way after redemption. The exact store market and purchase eligibility still matter.
| Question | Xbox gift card | Microsoft gift card |
|---|---|---|
| Where value goes | Compatible Microsoft account balance | Compatible Microsoft account balance |
| Where it can be used | Eligible Microsoft Store purchases on supported platforms | Eligible Microsoft Store purchases on supported platforms |
| What the branding suggests | Xbox-focused gift presentation | Microsoft Store-focused gift presentation |
| What to verify | Product market, currency, face value and restrictions | Product market, currency, face value and restrictions |
| Is it a Game Pass plan? | No: balance is not a subscription entitlement | No: balance is not a subscription entitlement |
For an Xbox player
Xbox-branded presentation can make the purpose clearer to the recipient. It does not bypass regional restrictions or promise that every subscription can be paid entirely from balance. Check the intended item or subscription checkout before choosing an amount.
For a Microsoft Store purchase
Match the recipient’s account market and confirm the desired product is eligible for balance payment. Device, item and regional availability can change. A product’s inclusion in Microsoft’s general examples is not a guarantee for every local store.
What Arcavanta lists
Arcavanta’s catalogue contains regional Xbox digital gift-card products. This comparison does not claim a separate stock of every Microsoft-branded card. Use the exact listed product when preparing an order.
View Xbox card productsSources and product terms
Microsoft product and redemption information checked September 17, 2026. Issuer product rules do not establish Arcavanta stock, sale prices or service timing.
Choose the right codes for your business
Review the product market, denomination and quantity in your business account. Keep the recipient balance separate from the seller amount.